FIRST STATE BANK is asn small FDIC-insured commercial bank headquartered in CLUTE, TX, established in Oct. 16, 1958, midnight. As of 2025-12-31, the bank reported total assets of $459M and total deposits of $414M. Profitability stands at 1.98% ROA and 21.59% ROE, with a net interest margin of 4.92%. The bank's CET1 capital ratio is 13.00%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.17% and a Texas Ratio of 12.60%. FDIC Certificate #17950.
Assets
$459M
Deposits
$414M
Loans
$337M
Equity
$41M
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