BLUE FOUNDRY BANK

RUTHERFORD, NJ | Large | Est. April 10, 1939, midnight | FDIC #30052 | RSSD #797775 | FDIC
Latest Report: 2025-12-31

BLUE FOUNDRY BANK is aln large FDIC-insured commercial bank headquartered in RUTHERFORD, NJ, established in April 10, 1939, midnight. As of 2025-12-31, the bank reported total assets of $2.2B and total deposits of $1.5B. Profitability stands at -0.29% ROA and -2.31% ROE, with a net interest margin of 2.55%. The bank's CET1 capital ratio is 17.93%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.67% and a Texas Ratio of 4.00%. FDIC Certificate #30052.

Assets

$2.2B

Deposits

$1.5B

Loans

$1.7B

Equity

$270M

Profitability

Return on Assets (ROA) -0.29%
Return on Equity (ROE) -2.31%
Net Interest Margin (NIM) 2.55%
Yield on Assets 5.05%
Cost of Funds 2.76%

Asset Quality

NPL Ratio 0.67%
Net Charge-Off Ratio 0.00%
Texas Ratio 4.00%
NPA Ratio 0.53%
ACL / Loans 0.85%

Capital & Liquidity

CET1 Ratio 17.93%
Tier 1 Capital 17.93%
Total Capital Ratio 18.89%
Leverage Ratio 13.09%
Loan-to-Deposit 110.04%

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