FIRST NATIONAL BANK OF BROOKSVILLE, THE

BROOKSVILLE, KY | Micro | Est. July 7, 1907, midnight | FDIC #2682 | RSSD #798512 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF BROOKSVILLE, THE is amn micro FDIC-insured commercial bank headquartered in BROOKSVILLE, KY, established in July 7, 1907, midnight. As of 2025-12-31, the bank reported total assets of $73M and total deposits of $64M. Profitability stands at 0.91% ROA and 8.07% ROE, with a net interest margin of 4.53%. The bank's CET1 capital ratio is 11.17%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.12% and a Texas Ratio of 0.59%. FDIC Certificate #2682. The institution operates 1 domestic branch.

Assets

$73M

Deposits

$64M

Loans

$42M

Equity

$8M

Profitability

Return on Assets (ROA) 0.91%
Return on Equity (ROE) 8.07%
Net Interest Margin (NIM) 4.53%
Yield on Assets 5.55%
Cost of Funds 1.47%

Asset Quality

NPL Ratio 0.12%
Net Charge-Off Ratio 0.05%
Texas Ratio 0.59%
NPA Ratio 0.07%
ACL / Loans 1.06%

Capital & Liquidity

CET1 Ratio 11.17%
Tier 1 Capital 11.17%
Total Capital Ratio 11.73%
Leverage Ratio 11.42%
Loan-to-Deposit 65.26%

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