CITY NATIONAL BANK OF COLORADO CITY, THE

COLORADO CITY, TX | Small | Est. Jan. 1, 1900, midnight | FDIC #3144 | RSSD #799854 | OCC
Latest Report: 2025-12-31

CITY NATIONAL BANK OF COLORADO CITY, THE is asn small FDIC-insured commercial bank headquartered in COLORADO CITY, TX, established in Jan. 1, 1900, midnight. As of 2025-12-31, the bank reported total assets of $445M and total deposits of $389M. Profitability stands at 1.37% ROA and 10.91% ROE, with a net interest margin of 4.08%. The bank's CET1 capital ratio is 10.90%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.22% and a Texas Ratio of 1.35%. FDIC Certificate #3144.

Assets

$445M

Deposits

$389M

Loans

$297M

Equity

$55M

Profitability

Return on Assets (ROA) 1.37%
Return on Equity (ROE) 10.91%
Net Interest Margin (NIM) 4.08%
Yield on Assets 6.69%
Cost of Funds 2.75%

Asset Quality

NPL Ratio 0.22%
Net Charge-Off Ratio 0.08%
Texas Ratio 1.35%
NPA Ratio 0.18%
ACL / Loans 1.51%

Capital & Liquidity

CET1 Ratio 10.90%
Tier 1 Capital 10.90%
Total Capital Ratio 11.45%
Leverage Ratio 11.26%
Loan-to-Deposit 76.38%

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