HARTSBURG STATE BANK

HARTSBURG, IL | Micro | Est. March 13, 1901, midnight | FDIC #11716 | RSSD #799939 | FED
Latest Report: 2025-12-31

HARTSBURG STATE BANK is amn micro FDIC-insured commercial bank headquartered in HARTSBURG, IL, established in March 13, 1901, midnight. As of 2025-12-31, the bank reported total assets of $20M and total deposits of $17M. Profitability stands at 0.24% ROA and 2.91% ROE, with a net interest margin of 2.74%. The bank's CET1 capital ratio is 7.59%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #11716.

Assets

$20M

Deposits

$17M

Loans

$6M

Equity

$2M

Profitability

Return on Assets (ROA) 0.24%
Return on Equity (ROE) 2.91%
Net Interest Margin (NIM) 2.74%
Yield on Assets 3.21%
Cost of Funds 0.78%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio -0.10%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 3.21%

Capital & Liquidity

CET1 Ratio 7.59%
Tier 1 Capital 7.59%
Total Capital Ratio 7.97%
Leverage Ratio 12.80%
Loan-to-Deposit 36.04%

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