TARBORO SAVINGS BANK, SSB

TARBORO, NC | Micro | Est. Jan. 1, 1906, midnight | FDIC #29061 | RSSD #800479 | FDIC
Latest Report: 2025-12-31

TARBORO SAVINGS BANK, SSB is amn micro FDIC-insured commercial bank headquartered in TARBORO, NC, established in Jan. 1, 1906, midnight. As of 2025-12-31, the bank reported total assets of $55M and total deposits of $49M. Profitability stands at -0.55% ROA and -4.92% ROE, with a net interest margin of 1.78%. The bank's CET1 capital ratio is 11.45%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #29061.

Assets

$55M

Deposits

$49M

Loans

$41M

Equity

$6M

Profitability

Return on Assets (ROA) -0.55%
Return on Equity (ROE) -4.92%
Net Interest Margin (NIM) 1.78%
Yield on Assets 4.71%
Cost of Funds 3.42%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.40%

Capital & Liquidity

CET1 Ratio 11.45%
Tier 1 Capital 11.45%
Total Capital Ratio 12.02%
Leverage Ratio 10.99%
Loan-to-Deposit 84.72%

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