FARMERS STATE BANK, THE

MCPHERSON, KS | Small | Est. Oct. 9, 1909, midnight | FDIC #13883 | RSSD #801056 | FDIC
Latest Report: 2025-12-31

FARMERS STATE BANK, THE is asn small FDIC-insured commercial bank headquartered in MCPHERSON, KS, established in Oct. 9, 1909, midnight. As of 2025-12-31, the bank reported total assets of $170M and total deposits of $152M. Profitability stands at 1.09% ROA and 15.36% ROE, with a net interest margin of 3.71%. The bank's CET1 capital ratio is 7.21%. Asset quality metrics show a non-performing loan ratio of 0.01% and a Texas Ratio of 0.05%. FDIC Certificate #13883.

Assets

$170M

Deposits

$152M

Loans

$87M

Equity

$12M

Profitability

Return on Assets (ROA) 1.09%
Return on Equity (ROE) 15.36%
Net Interest Margin (NIM) 3.71%
Yield on Assets 5.54%
Cost of Funds 1.82%

Asset Quality

NPL Ratio 0.01%
Net Charge-Off Ratio 0.22%
Texas Ratio 0.05%
NPA Ratio 0.00%
ACL / Loans 1.08%

Capital & Liquidity

CET1 Ratio 7.21%
Tier 1 Capital 7.21%
Total Capital Ratio 7.57%
Leverage Ratio 10.14%
Loan-to-Deposit 57.06%

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