FIRST FIDELITY BANK

BURKE, SD | Medium | Est. Jan. 1, 1905, midnight | FDIC #1122 | RSSD #80150 | FDIC
Latest Report: 2025-12-31

FIRST FIDELITY BANK is amn medium FDIC-insured commercial bank headquartered in BURKE, SD, established in Jan. 1, 1905, midnight. As of 2025-12-31, the bank reported total assets of $704M and total deposits of $637M. Profitability stands at 1.71% ROA and 19.78% ROE, with a net interest margin of 4.20%. The bank's CET1 capital ratio is 12.67%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.02% and a Texas Ratio of 0.14%. FDIC Certificate #1122.

Assets

$704M

Deposits

$637M

Loans

$418M

Equity

$60M

Profitability

Return on Assets (ROA) 1.71%
Return on Equity (ROE) 19.78%
Net Interest Margin (NIM) 4.20%
Yield on Assets 5.79%
Cost of Funds 1.62%

Asset Quality

NPL Ratio 0.02%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.14%
NPA Ratio 0.01%
ACL / Loans 0.48%

Capital & Liquidity

CET1 Ratio 12.67%
Tier 1 Capital 12.67%
Total Capital Ratio 13.08%
Leverage Ratio 9.29%
Loan-to-Deposit 65.57%

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