TRIUMPH STATE BANK

TRIMONT, MN | Micro | Est. Oct. 1, 1901, midnight | FDIC #1906 | RSSD #803256 | FDIC
Latest Report: 2025-12-31

TRIUMPH STATE BANK is amn micro FDIC-insured commercial bank headquartered in TRIMONT, MN, established in Oct. 1, 1901, midnight. As of 2025-12-31, the bank reported total assets of $92M and total deposits of $79M. Profitability stands at 1.99% ROA and 15.53% ROE, with a net interest margin of 5.53%. The bank's CET1 capital ratio is 16.44%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 4.30% and a Texas Ratio of 21.95%. FDIC Certificate #1906.

Assets

$92M

Deposits

$79M

Loans

$64M

Equity

$12M

Profitability

Return on Assets (ROA) 1.99%
Return on Equity (ROE) 15.53%
Net Interest Margin (NIM) 5.53%
Yield on Assets 6.68%
Cost of Funds 1.72%

Asset Quality

NPL Ratio 4.30%
Net Charge-Off Ratio 0.54%
Texas Ratio 21.95%
NPA Ratio 2.99%
ACL / Loans 1.30%

Capital & Liquidity

CET1 Ratio 16.44%
Tier 1 Capital 16.44%
Total Capital Ratio 17.62%
Leverage Ratio 12.92%
Loan-to-Deposit 80.66%

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