BanksTRIUMPH STATE BANK

TRIUMPH STATE BANK

TRIMONT, MNMicroEst. Oct. 1, 1901, midnightFDIC #1906RSSD #803256FDIC
Latest · 2025-12-31

TRIUMPH STATE BANK is an FDIC-insured commercial bank headquartered in TRIMONT, MN, established in Oct. 1, 1901, midnight. As of 2025-12-31, the bank reported total assets of $92M and total deposits of $79M. Profitability stands at 1.99% ROA and 15.53% ROE, with a net interest margin of 5.53%. CET1 capital ratio: 16.44%, well above regulatory minimums. NPL ratio: 4.30% · Texas Ratio: 21.95%. Operates 4 domestic branches.

Assets
$92M
Deposits
$79M
Loans
$64M
Equity
$12M

Profitability

Return on Assets (ROA)1.99%
Return on Equity (ROE)15.53%
Net Interest Margin5.53%
Yield on Assets6.68%
Cost of Funds1.23%

Asset Quality

NPL Ratio4.30%
Net Charge-Off Ratio0.54%
Texas Ratio21.95%
NPA Ratio2.99%
ACL / Loans1.30%

Capital & Liquidity

CET1 Ratio16.44%
Tier 1 Capital16.44%
Total Capital Ratio17.62%
Leverage Ratio12.92%
Loan-to-Deposit80.66%

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