ROBERT LEE STATE BANK

ROBERT LEE, TX | Micro | Est. Oct. 23, 1936, midnight | FDIC #15442 | RSSD #803265 | FDIC
Latest Report: 2025-12-31

ROBERT LEE STATE BANK is amn micro FDIC-insured commercial bank headquartered in ROBERT LEE, TX, established in Oct. 23, 1936, midnight. As of 2025-12-31, the bank reported total assets of $44M and total deposits of $38M. Profitability stands at -0.22% ROA and -1.77% ROE, with a net interest margin of 3.82%. The bank's CET1 capital ratio is 12.87%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.29% and a Texas Ratio of 6.40%. FDIC Certificate #15442.

Assets

$44M

Deposits

$38M

Loans

$16M

Equity

$6M

Profitability

Return on Assets (ROA) -0.22%
Return on Equity (ROE) -1.77%
Net Interest Margin (NIM) 3.82%
Yield on Assets 4.53%
Cost of Funds 1.15%

Asset Quality

NPL Ratio 2.29%
Net Charge-Off Ratio 0.74%
Texas Ratio 6.40%
NPA Ratio 0.85%
ACL / Loans 1.24%

Capital & Liquidity

CET1 Ratio 12.87%
Tier 1 Capital 12.87%
Total Capital Ratio 13.51%
Leverage Ratio 14.03%
Loan-to-Deposit 42.96%

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