FARMERS STATE BANK OF TRIMONT

TRIMONT, MN | Micro | Est. Jan. 1, 1912, midnight | FDIC #1929 | RSSD #803658 | FDIC
Latest Report: 2025-12-31

FARMERS STATE BANK OF TRIMONT is amn micro FDIC-insured commercial bank headquartered in TRIMONT, MN, established in Jan. 1, 1912, midnight. As of 2025-12-31, the bank reported total assets of $78M and total deposits of $62M. Profitability stands at 0.79% ROA and 5.29% ROE, with a net interest margin of 3.61%. The bank's CET1 capital ratio is 23.15%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.26% and a Texas Ratio of 9.35%. FDIC Certificate #1929.

Assets

$78M

Deposits

$62M

Loans

$49M

Equity

$11M

Profitability

Return on Assets (ROA) 0.79%
Return on Equity (ROE) 5.29%
Net Interest Margin (NIM) 3.61%
Yield on Assets 5.52%
Cost of Funds 2.58%

Asset Quality

NPL Ratio 2.26%
Net Charge-Off Ratio 0.07%
Texas Ratio 9.35%
NPA Ratio 1.42%
ACL / Loans 1.08%

Capital & Liquidity

CET1 Ratio 23.15%
Tier 1 Capital 23.15%
Total Capital Ratio 24.27%
Leverage Ratio 16.89%
Loan-to-Deposit 78.78%

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