FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF DELTA

DELTA, OH | Small | Est. Jan. 1, 1934, midnight | FDIC #29345 | RSSD #80374 | OCC
Latest Report: 2025-12-31

FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF DELTA is asn small FDIC-insured commercial bank headquartered in DELTA, OH, established in Jan. 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $242M and total deposits of $203M. Profitability stands at 1.05% ROA and 6.70% ROE, with a net interest margin of 3.83%. The bank's CET1 capital ratio is 40.81%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #29345.

Assets

$242M

Deposits

$203M

Loans

$108M

Equity

$38M

Profitability

Return on Assets (ROA) 1.05%
Return on Equity (ROE) 6.70%
Net Interest Margin (NIM) 3.83%
Yield on Assets 4.57%
Cost of Funds 0.82%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.64%

Capital & Liquidity

CET1 Ratio 40.81%
Tier 1 Capital 40.81%
Total Capital Ratio 41.52%
Leverage Ratio 16.52%
Loan-to-Deposit 53.22%

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