VERGAS STATE BANK is amn micro FDIC-insured commercial bank headquartered in VERGAS, MN, established in Sept. 1, 1909, midnight. As of 2025-12-31, the bank reported total assets of $59M and total deposits of $50M. Profitability stands at 0.16% ROA and 1.12% ROE, with a net interest margin of 4.47%. The bank's CET1 capital ratio is 14.58%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.16% and a Texas Ratio of 0.62%. FDIC Certificate #9747.
Assets
$59M
Deposits
$50M
Loans
$35M
Equity
$9M
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