VERGAS STATE BANK is an FDIC-insured commercial bank headquartered in VERGAS, MN, established in Sept. 1, 1909, midnight. As of 2025-12-31, the bank reported total assets of $59M and total deposits of $50M. Profitability stands at 0.16% ROA and 1.12% ROE, with a net interest margin of 4.47%. CET1 capital ratio: 14.58%, well above regulatory minimums. NPL ratio: 0.16% · Texas Ratio: 0.62%. Operates 1 domestic branch.
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