FIRST BANK CHICAGO

HIGHLAND PARK, IL | Large | Est. July 16, 1955, midnight | FDIC #17470 | RSSD #804338 | FDIC
Latest Report: 2025-12-31

FIRST BANK CHICAGO is aln large FDIC-insured commercial bank headquartered in HIGHLAND PARK, IL, established in July 16, 1955, midnight. As of 2025-12-31, the bank reported total assets of $2.2B and total deposits of $1.7B. Profitability stands at 0.40% ROA and 4.50% ROE, with a net interest margin of 2.17%. The bank's CET1 capital ratio is 8.97%. Asset quality metrics show a non-performing loan ratio of 0.42% and a Texas Ratio of 5.71%. FDIC Certificate #17470.

Assets

$2.2B

Deposits

$1.7B

Loans

$1.5B

Equity

$196M

Profitability

Return on Assets (ROA) 0.40%
Return on Equity (ROE) 4.50%
Net Interest Margin (NIM) 2.17%
Yield on Assets 5.32%
Cost of Funds 4.89%

Asset Quality

NPL Ratio 0.42%
Net Charge-Off Ratio -0.01%
Texas Ratio 5.71%
NPA Ratio 0.54%
ACL / Loans 0.83%

Capital & Liquidity

CET1 Ratio 8.97%
Tier 1 Capital 8.97%
Total Capital Ratio 9.42%
Leverage Ratio 9.39%
Loan-to-Deposit 87.25%

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