HOME FEDERAL BANK

SHREVEPORT, LA | Medium | Est. Jan. 1, 1924, midnight | FDIC #27654 | RSSD #804374 | OCC
Latest Report: 2025-12-31

HOME FEDERAL BANK is amn medium FDIC-insured commercial bank headquartered in SHREVEPORT, LA, established in Jan. 1, 1924, midnight. As of 2025-12-31, the bank reported total assets of $622M and total deposits of $556M. Profitability stands at 1.27% ROA and 13.29% ROE, with a net interest margin of 3.80%. The bank's CET1 capital ratio is 13.39%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.27% and a Texas Ratio of 3.24%. FDIC Certificate #27654.

Assets

$622M

Deposits

$556M

Loans

$477M

Equity

$60M

Profitability

Return on Assets (ROA) 1.27%
Return on Equity (ROE) 13.29%
Net Interest Margin (NIM) 3.80%
Yield on Assets 5.63%
Cost of Funds 1.87%

Asset Quality

NPL Ratio 0.27%
Net Charge-Off Ratio 0.11%
Texas Ratio 3.24%
NPA Ratio 0.34%
ACL / Loans 0.93%

Capital & Liquidity

CET1 Ratio 13.39%
Tier 1 Capital 13.39%
Total Capital Ratio 14.42%
Leverage Ratio 9.36%
Loan-to-Deposit 85.72%

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