FARMERS AND MERCHANTS BANK OF CRAIG COUNTY, THE

NEW CASTLE, VA | Micro | Est. May 2, 1917, midnight | FDIC #9986 | RSSD #804422 | FED
Latest Report: 2025-12-31

FARMERS AND MERCHANTS BANK OF CRAIG COUNTY, THE is amn micro FDIC-insured commercial bank headquartered in NEW CASTLE, VA, established in May 2, 1917, midnight. As of 2025-12-31, the bank reported total assets of $93M and total deposits of $77M. Profitability stands at 1.02% ROA and 6.05% ROE, with a net interest margin of 3.80%. The bank's CET1 capital ratio is 16.82%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.22%. FDIC Certificate #9986.

Assets

$93M

Deposits

$77M

Loans

$60M

Equity

$16M

Profitability

Return on Assets (ROA) 1.02%
Return on Equity (ROE) 6.05%
Net Interest Margin (NIM) 3.80%
Yield on Assets 5.12%
Cost of Funds 1.95%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio -0.07%
Texas Ratio 0.22%
NPA Ratio 0.04%
ACL / Loans 1.25%

Capital & Liquidity

CET1 Ratio 16.82%
Tier 1 Capital 16.82%
Total Capital Ratio 17.66%
Leverage Ratio 16.98%
Loan-to-Deposit 78.48%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required