BanksFARMERS AND MERCHANTS BANK OF CRAIG COUNTY, THE

FARMERS AND MERCHANTS BANK OF CRAIG COUNTY, THE

NEW CASTLE, VAMicroEst. May 2, 1917, midnightFDIC #9986RSSD #804422FED
Latest · 2025-12-31

FARMERS AND MERCHANTS BANK OF CRAIG COUNTY, THE is an FDIC-insured commercial bank headquartered in NEW CASTLE, VA, established in May 2, 1917, midnight. As of 2025-12-31, the bank reported total assets of $93M and total deposits of $77M. Profitability stands at 1.02% ROA and 6.05% ROE, with a net interest margin of 3.80%. CET1 capital ratio: 16.82%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.22%. Operates 1 domestic branch.

Assets
$93M
Deposits
$77M
Loans
$60M
Equity
$16M

Profitability

Return on Assets (ROA)1.02%
Return on Equity (ROE)6.05%
Net Interest Margin3.80%
Yield on Assets5.12%
Cost of Funds1.47%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio-0.07%
Texas Ratio0.22%
NPA Ratio0.04%
ACL / Loans1.25%

Capital & Liquidity

CET1 Ratio16.82%
Tier 1 Capital16.82%
Total Capital Ratio17.66%
Leverage Ratio16.98%
Loan-to-Deposit78.48%

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