BANK OF MONTICELLO is asn small FDIC-insured commercial bank headquartered in MONTICELLO, GA, established in Jan. 1, 1909, midnight. As of 2025-12-31, the bank reported total assets of $158M and total deposits of $137M. Profitability stands at 2.40% ROA and 17.80% ROE, with a net interest margin of 6.07%. The bank's CET1 capital ratio is 19.11%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.33% and a Texas Ratio of 7.90%. FDIC Certificate #2145.
Assets
$158M
Deposits
$137M
Loans
$113M
Equity
$21M
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