FIRST NATIONAL BANK NORTH

WALKER, MN | Medium | Est. Dec. 1, 1902, midnight | FDIC #5269 | RSSD #805755 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK NORTH is amn medium FDIC-insured commercial bank headquartered in WALKER, MN, established in Dec. 1, 1902, midnight. As of 2025-12-31, the bank reported total assets of $845M and total deposits of $746M. Profitability stands at 2.53% ROA and 21.76% ROE, with a net interest margin of 4.92%. The bank's CET1 capital ratio is 17.89%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.11% and a Texas Ratio of 0.66%. FDIC Certificate #5269.

Assets

$845M

Deposits

$746M

Loans

$616M

Equity

$96M

Profitability

Return on Assets (ROA) 2.53%
Return on Equity (ROE) 21.76%
Net Interest Margin (NIM) 4.92%
Yield on Assets 6.80%
Cost of Funds 1.97%

Asset Quality

NPL Ratio 0.11%
Net Charge-Off Ratio 0.08%
Texas Ratio 0.66%
NPA Ratio 0.08%
ACL / Loans 1.55%

Capital & Liquidity

CET1 Ratio 17.89%
Tier 1 Capital 17.89%
Total Capital Ratio 19.15%
Leverage Ratio 11.36%
Loan-to-Deposit 82.66%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required