BANK FIVE NINE

OCONOMOWOC, WI | Large | Est. Sept. 1, 1859, midnight | FDIC #12517 | RSSD #806846 | FDIC
Latest Report: 2025-12-31

BANK FIVE NINE is aln large FDIC-insured commercial bank headquartered in OCONOMOWOC, WI, established in Sept. 1, 1859, midnight. As of 2025-12-31, the bank reported total assets of $2.7B and total deposits of $2.2B. Profitability stands at 0.67% ROA and 7.71% ROE, with a net interest margin of 3.49%. The bank's CET1 capital ratio is 11.93%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.89% and a Texas Ratio of 8.06%. FDIC Certificate #12517.

Assets

$2.7B

Deposits

$2.2B

Loans

$2.0B

Equity

$231M

Profitability

Return on Assets (ROA) 0.67%
Return on Equity (ROE) 7.71%
Net Interest Margin (NIM) 3.49%
Yield on Assets 6.91%
Cost of Funds 3.99%

Asset Quality

NPL Ratio 0.89%
Net Charge-Off Ratio 0.08%
Texas Ratio 8.06%
NPA Ratio 0.73%
ACL / Loans 0.54%

Capital & Liquidity

CET1 Ratio 11.93%
Tier 1 Capital 11.93%
Total Capital Ratio 12.48%
Leverage Ratio 9.09%
Loan-to-Deposit 90.40%

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