MOUNT VERNON BANK

Latest Report: 2025-12-31

MOUNT VERNON BANK is asn small FDIC-insured commercial bank headquartered in MOUNT VERNON, GA, established in Jan. 24, 1901, midnight. As of 2025-12-31, the bank reported total assets of $189M and total deposits of $174M. Profitability stands at 1.24% ROA and 18.66% ROE, with a net interest margin of 4.72%. The bank's CET1 capital ratio is 6.53%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #8028.

Assets

$189M

Deposits

$174M

Loans

$123M

Equity

$13M

Profitability

Return on Assets (ROA) 1.24%

Return on Equity (ROE) 18.66%

Net Interest Margin (NIM) 4.72%

Yield on Assets 6.73%

Cost of Funds 2.00%

Asset Quality

NPL Ratio 0.00%

Net Charge-Off Ratio --

Texas Ratio 0.00%

NPA Ratio 0.00%

ACL / Loans 1.22%

Capital & Liquidity

CET1 Ratio 6.53%

Tier 1 Capital 6.53%

Total Capital Ratio 6.86%

Leverage Ratio 9.94%

Loan-to-Deposit 70.69%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history

Excel tearsheet exports

Peer benchmarking

Risk & failure probability

Create Free Account

No credit card required