CITIZENS BANK OF ADA

ADA, OK | Small | Est. Feb. 20, 1967, midnight | FDIC #19679 | RSSD #807656 | FDIC
Latest Report: 2025-12-31

CITIZENS BANK OF ADA is asn small FDIC-insured commercial bank headquartered in ADA, OK, established in Feb. 20, 1967, midnight. As of 2025-12-31, the bank reported total assets of $343M and total deposits of $301M. Profitability stands at 2.08% ROA and 22.21% ROE, with a net interest margin of 4.69%. The bank's CET1 capital ratio is 17.55%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.02%. FDIC Certificate #19679.

Assets

$343M

Deposits

$301M

Loans

$181M

Equity

$30M

Profitability

Return on Assets (ROA) 2.08%
Return on Equity (ROE) 22.21%
Net Interest Margin (NIM) 4.69%
Yield on Assets 5.84%
Cost of Funds 1.22%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.02%
NPA Ratio 0.00%
ACL / Loans 1.23%

Capital & Liquidity

CET1 Ratio 17.55%
Tier 1 Capital 17.55%
Total Capital Ratio 18.80%
Leverage Ratio 9.25%
Loan-to-Deposit 60.27%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required