AMERICAN BANK, NATIONAL ASSOCIATION

CORPUS CHRISTI, TX | Large | RSSD #807955
Latest Report: 2025-12-31

AMERICAN BANK, NATIONAL ASSOCIATION is aln large FDIC-insured commercial bank headquartered in CORPUS CHRISTI, TX. As of 2025-12-31, the bank reported total assets of $2.5B and total deposits of $2.3B. Profitability stands at -6.93% ROA and -76.05% ROE, with a net interest margin of 4.27%. The bank's CET1 capital ratio is 8.78%. Asset quality metrics show a non-performing loan ratio of 0.23% and a Texas Ratio of 2.80%.

Assets

$2.5B

Deposits

$2.3B

Loans

$1.9B

Equity

$211M

Profitability

Return on Assets (ROA) -6.93%
Return on Equity (ROE) -76.05%
Net Interest Margin (NIM) 4.27%
Yield on Assets 6.00%
Cost of Funds 2.42%

Asset Quality

NPL Ratio 0.23%
Net Charge-Off Ratio 0.11%
Texas Ratio 2.80%
NPA Ratio 0.26%
ACL / Loans 1.05%

Capital & Liquidity

CET1 Ratio 8.78%
Tier 1 Capital 8.78%
Total Capital Ratio 9.85%
Leverage Ratio 7.12%
Loan-to-Deposit 84.02%

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