FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA is aln large FDIC-insured commercial bank headquartered in LODI, CA, established in May 24, 1916, midnight. As of 2025-12-31, the bank reported total assets of $5.7B and total deposits of $5.0B. Profitability stands at 1.74% ROA and 15.29% ROE, with a net interest margin of 4.34%. The bank's CET1 capital ratio is 13.99%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.02% and a Texas Ratio of 0.10%. FDIC Certificate #1331.
Assets
$5.7B
Deposits
$5.0B
Loans
$3.6B
Equity
$653M
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