MUTUAL SAVINGS AND LOAN ASSOCIATION

METAIRIE, LA | Micro | Est. Jan. 1, 1910, midnight | FDIC #27716 | RSSD #809070 | OCC
Latest Report: 2025-12-31

MUTUAL SAVINGS AND LOAN ASSOCIATION is amn micro FDIC-insured commercial bank headquartered in METAIRIE, LA, established in Jan. 1, 1910, midnight. As of 2025-12-31, the bank reported total assets of $37M and total deposits of $20M. Profitability stands at -0.52% ROA and -1.11% ROE, with a net interest margin of 4.03%. The bank's CET1 capital ratio is 97.62%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.43% and a Texas Ratio of 0.77%. FDIC Certificate #27716.

Assets

$37M

Deposits

$20M

Loans

$31M

Equity

$17M

Profitability

Return on Assets (ROA) -0.52%
Return on Equity (ROE) -1.11%
Net Interest Margin (NIM) 4.03%
Yield on Assets 4.65%
Cost of Funds 1.13%

Asset Quality

NPL Ratio 0.43%
Net Charge-Off Ratio --
Texas Ratio 0.77%
NPA Ratio 0.36%
ACL / Loans 0.60%

Capital & Liquidity

CET1 Ratio 97.62%
Tier 1 Capital 97.62%
Total Capital Ratio 98.67%
Leverage Ratio 46.48%
Loan-to-Deposit 153.88%

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