INVESTORS COMMUNITY BANK

CHILLICOTHE, MO | Small | Est. Aug. 1, 1934, midnight | FDIC #29093 | RSSD #809379 | FED
Latest Report: 2025-12-31

INVESTORS COMMUNITY BANK is asn small FDIC-insured commercial bank headquartered in CHILLICOTHE, MO, established in Aug. 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $114M and total deposits of $103M. Profitability stands at 0.78% ROA and 8.27% ROE, with a net interest margin of 3.05%. The bank's CET1 capital ratio is 7.70%. Asset quality metrics show a non-performing loan ratio of 0.69% and a Texas Ratio of 3.23%. FDIC Certificate #29093.

Assets

$114M

Deposits

$103M

Loans

$54M

Equity

$11M

Profitability

Return on Assets (ROA) 0.78%
Return on Equity (ROE) 8.27%
Net Interest Margin (NIM) 3.05%
Yield on Assets 5.02%
Cost of Funds 2.01%

Asset Quality

NPL Ratio 0.69%
Net Charge-Off Ratio 0.07%
Texas Ratio 3.23%
NPA Ratio 0.33%
ACL / Loans 1.29%

Capital & Liquidity

CET1 Ratio 7.70%
Tier 1 Capital 7.70%
Total Capital Ratio 8.09%
Leverage Ratio 10.37%
Loan-to-Deposit 52.96%

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