TEXANA BANK, NATIONAL ASSOCIATION

LINDEN, TX | Small | Est. Jan. 1, 1914, midnight | FDIC #3302 | RSSD #809650 | OCC
Latest Report: 2025-12-31

TEXANA BANK, NATIONAL ASSOCIATION is asn small FDIC-insured commercial bank headquartered in LINDEN, TX, established in Jan. 1, 1914, midnight. As of 2025-12-31, the bank reported total assets of $340M and total deposits of $257M. Profitability stands at 2.23% ROA and 25.92% ROE, with a net interest margin of 4.34%. The bank's CET1 capital ratio is 10.38%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.51% and a Texas Ratio of 5.29%. FDIC Certificate #3302.

Assets

$340M

Deposits

$257M

Loans

$315M

Equity

$29M

Profitability

Return on Assets (ROA) 2.23%
Return on Equity (ROE) 25.92%
Net Interest Margin (NIM) 4.34%
Yield on Assets 6.56%
Cost of Funds 2.33%

Asset Quality

NPL Ratio 0.51%
Net Charge-Off Ratio 0.13%
Texas Ratio 5.29%
NPA Ratio 0.50%
ACL / Loans 1.06%

Capital & Liquidity

CET1 Ratio 10.38%
Tier 1 Capital 10.38%
Total Capital Ratio 11.59%
Leverage Ratio 9.08%
Loan-to-Deposit 122.71%

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