YAKIMA FEDERAL SAVINGS AND LOAN ASSOCIATION

YAKIMA, WA | Large | Est. Jan. 1, 1905, midnight | FDIC #28116 | RSSD #809771 | FDIC
Latest Report: 2025-12-31

YAKIMA FEDERAL SAVINGS AND LOAN ASSOCIATION is aln large FDIC-insured commercial bank headquartered in YAKIMA, WA, established in Jan. 1, 1905, midnight. As of 2025-12-31, the bank reported total assets of $2.0B and total deposits of $1.4B. Profitability stands at 0.97% ROA and 3.61% ROE, with a net interest margin of 2.19%. The bank's CET1 capital ratio is 27.05%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.26% and a Texas Ratio of 0.44%. FDIC Certificate #28116.

Assets

$2.0B

Deposits

$1.4B

Loans

$910M

Equity

$543M

Profitability

Return on Assets (ROA) 0.97%
Return on Equity (ROE) 3.61%
Net Interest Margin (NIM) 2.19%
Yield on Assets 3.92%
Cost of Funds 2.93%

Asset Quality

NPL Ratio 0.26%
Net Charge-Off Ratio --
Texas Ratio 0.44%
NPA Ratio 0.12%
ACL / Loans 0.54%

Capital & Liquidity

CET1 Ratio 27.05%
Tier 1 Capital 27.05%
Total Capital Ratio 28.40%
Leverage Ratio 27.41%
Loan-to-Deposit 65.53%

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