FIRST NATIONAL BANK OF LIPAN, THE

LIPAN, TX | Micro | Est. Jan. 1, 1907, midnight | FDIC #3303 | RSSD #811457 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF LIPAN, THE is amn micro FDIC-insured commercial bank headquartered in LIPAN, TX, established in Jan. 1, 1907, midnight. As of 2025-12-31, the bank reported total assets of $27M and total deposits of $24M. Profitability stands at 0.37% ROA and 3.73% ROE, with a net interest margin of 4.06%. The bank's CET1 capital ratio is 35.49%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #3303. The institution operates 1 domestic branch.

Assets

$27M

Deposits

$24M

Loans

$8M

Equity

$3M

Profitability

Return on Assets (ROA) 0.37%
Return on Equity (ROE) 3.73%
Net Interest Margin (NIM) 4.06%
Yield on Assets 4.18%
Cost of Funds 0.26%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.12%

Capital & Liquidity

CET1 Ratio 35.49%
Tier 1 Capital 35.49%
Total Capital Ratio 36.67%
Leverage Ratio 9.70%
Loan-to-Deposit 33.33%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required