AMERICAN EXCHANGE BANK

HENRYETTA, OK | Micro | Est. Jan. 1, 1933, midnight | FDIC #428 | RSSD #811550 | FDIC
Latest Report: 2025-12-31

AMERICAN EXCHANGE BANK is amn micro FDIC-insured commercial bank headquartered in HENRYETTA, OK, established in Jan. 1, 1933, midnight. As of 2025-12-31, the bank reported total assets of $97M and total deposits of $83M. Profitability stands at 1.15% ROA and 8.19% ROE, with a net interest margin of 5.63%. The bank's CET1 capital ratio is 14.07%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.28% and a Texas Ratio of 2.05%. FDIC Certificate #428.

Assets

$97M

Deposits

$83M

Loans

$76M

Equity

$14M

Profitability

Return on Assets (ROA) 1.15%
Return on Equity (ROE) 8.19%
Net Interest Margin (NIM) 5.63%
Yield on Assets 7.24%
Cost of Funds 2.16%

Asset Quality

NPL Ratio 0.28%
Net Charge-Off Ratio 0.27%
Texas Ratio 2.05%
NPA Ratio 0.31%
ACL / Loans 1.06%

Capital & Liquidity

CET1 Ratio 14.07%
Tier 1 Capital 14.07%
Total Capital Ratio 14.77%
Leverage Ratio 14.46%
Loan-to-Deposit 91.17%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required