SECURITY SAVINGS BANK

CANTON, SD | Medium | Est. June 14, 1920, midnight | FDIC #15734 | RSSD #811747 | FDIC
Latest Report: 2025-12-31

SECURITY SAVINGS BANK is amn medium FDIC-insured commercial bank headquartered in CANTON, SD, established in June 14, 1920, midnight. As of 2025-12-31, the bank reported total assets of $533M and total deposits of $475M. Profitability stands at 0.88% ROA and 8.35% ROE, with a net interest margin of 3.36%. The bank's CET1 capital ratio is 11.01%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.07% and a Texas Ratio of 0.50%. FDIC Certificate #15734.

Assets

$533M

Deposits

$475M

Loans

$420M

Equity

$56M

Profitability

Return on Assets (ROA) 0.88%
Return on Equity (ROE) 8.35%
Net Interest Margin (NIM) 3.36%
Yield on Assets 5.59%
Cost of Funds 2.31%

Asset Quality

NPL Ratio 0.07%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.50%
NPA Ratio 0.06%
ACL / Loans 1.09%

Capital & Liquidity

CET1 Ratio 11.01%
Tier 1 Capital 11.01%
Total Capital Ratio 11.98%
Leverage Ratio 9.56%
Loan-to-Deposit 88.45%

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