ITASCA BANK & TRUST CO.

ITASCA, IL | Medium | Est. Jan. 24, 1948, midnight | FDIC #16666 | RSSD #812436 | FDIC
Latest Report: 2025-12-31

ITASCA BANK & TRUST CO. is amn medium FDIC-insured commercial bank headquartered in ITASCA, IL, established in Jan. 24, 1948, midnight. As of 2025-12-31, the bank reported total assets of $777M and total deposits of $699M. Profitability stands at 1.16% ROA and 12.30% ROE, with a net interest margin of 4.37%. The bank's CET1 capital ratio is 9.41%. Asset quality metrics show a non-performing loan ratio of 0.33% and a Texas Ratio of 2.26%. FDIC Certificate #16666.

Assets

$777M

Deposits

$699M

Loans

$554M

Equity

$73M

Profitability

Return on Assets (ROA) 1.16%
Return on Equity (ROE) 12.30%
Net Interest Margin (NIM) 4.37%
Yield on Assets 6.04%
Cost of Funds 1.71%

Asset Quality

NPL Ratio 0.33%
Net Charge-Off Ratio 0.02%
Texas Ratio 2.26%
NPA Ratio 0.23%
ACL / Loans 1.39%

Capital & Liquidity

CET1 Ratio 9.41%
Tier 1 Capital 9.41%
Total Capital Ratio 9.88%
Leverage Ratio 10.28%
Loan-to-Deposit 79.31%

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