COMMERCIAL BANK OF GRAYSON, THE

COMMERCIAL BANK OF GRAYSON, THE is asn small FDIC-insured commercial bank headquartered in GRAYSON, KY, established in Jan. 1, 1891, midnight. As of 2025-12-31, the bank reported total assets of $245M and total deposits of $217M. Profitability stands at 1.12% ROA and 10.44% ROE, with a net interest margin of 4.38%. The bank's CET1 capital ratio is 18.76%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.15% and a Texas Ratio of 6.07%. FDIC Certificate #10137.