CITY NATIONAL BANK OF FLORIDA

MIAMI, FL | Regional | Est. Aug. 12, 1970, midnight | FDIC #20234 | RSSD #814430 | OCC
Latest Report: 2025-12-31

CITY NATIONAL BANK OF FLORIDA is arn regional FDIC-insured commercial bank headquartered in MIAMI, FL, established in Aug. 12, 1970, midnight. As of 2025-12-31, the bank reported total assets of $28.0B and total deposits of $21.9B. Profitability stands at 1.03% ROA and 10.00% ROE, with a net interest margin of 3.03%. The bank's CET1 capital ratio is 14.38%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.94% and a Texas Ratio of 6.38%. FDIC Certificate #20234.

Assets

$28.0B

Deposits

$21.9B

Loans

$19.9B

Equity

$2.9B

Profitability

Return on Assets (ROA) 1.03%
Return on Equity (ROE) 10.00%
Net Interest Margin (NIM) 3.03%
Yield on Assets 5.56%
Cost of Funds 3.10%

Asset Quality

NPL Ratio 0.94%
Net Charge-Off Ratio 0.06%
Texas Ratio 6.38%
NPA Ratio 0.71%
ACL / Loans 1.11%

Capital & Liquidity

CET1 Ratio 14.38%
Tier 1 Capital 14.38%
Total Capital Ratio 15.48%
Leverage Ratio 10.94%
Loan-to-Deposit 90.49%

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