BanksCITY NATIONAL BANK OF FLORIDA

CITY NATIONAL BANK OF FLORIDA

MIAMI, FLRegionalEst. Aug. 12, 1970, midnightFDIC #20234RSSD #814430OCC
Latest · 2025-12-31

CITY NATIONAL BANK OF FLORIDA is an FDIC-insured commercial bank headquartered in MIAMI, FL, established in Aug. 12, 1970, midnight. As of 2025-12-31, the bank reported total assets of $28.0B and total deposits of $21.9B. Profitability stands at 1.03% ROA and 10.00% ROE, with a net interest margin of 3.03%. CET1 capital ratio: 14.38%, well above regulatory minimums. NPL ratio: 0.94% · Texas Ratio: 6.38%. Operates 31 domestic branches.

Assets
$28.0B
Deposits
$21.9B
Loans
$19.9B
Equity
$2.9B

Profitability

Return on Assets (ROA)1.03%
Return on Equity (ROE)10.00%
Net Interest Margin3.03%
Yield on Assets5.56%
Cost of Funds2.63%

Asset Quality

NPL Ratio0.94%
Net Charge-Off Ratio0.06%
Texas Ratio6.38%
NPA Ratio0.71%
ACL / Loans1.11%

Capital & Liquidity

CET1 Ratio14.38%
Tier 1 Capital14.38%
Total Capital Ratio15.48%
Leverage Ratio10.94%
Loan-to-Deposit90.49%

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