CHARTER BANK

CORPUS CHRISTI, TX | Small | Est. Dec. 14, 1962, midnight | FDIC #18660 | RSSD #814458 | FDIC
Latest Report: 2025-12-31

CHARTER BANK is asn small FDIC-insured commercial bank headquartered in CORPUS CHRISTI, TX, established in Dec. 14, 1962, midnight. As of 2025-12-31, the bank reported total assets of $290M and total deposits of $262M. Profitability stands at 2.63% ROA and 33.63% ROE, with a net interest margin of 5.88%. The bank's CET1 capital ratio is 16.96%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.45% and a Texas Ratio of 10.09%. FDIC Certificate #18660.

Assets

$290M

Deposits

$262M

Loans

$172M

Equity

$24M

Profitability

Return on Assets (ROA) 2.63%
Return on Equity (ROE) 33.63%
Net Interest Margin (NIM) 5.88%
Yield on Assets 7.28%
Cost of Funds 1.42%

Asset Quality

NPL Ratio 1.45%
Net Charge-Off Ratio 0.00%
Texas Ratio 10.09%
NPA Ratio 0.91%
ACL / Loans 1.51%

Capital & Liquidity

CET1 Ratio 16.96%
Tier 1 Capital 16.96%
Total Capital Ratio 18.21%
Leverage Ratio 11.04%
Loan-to-Deposit 65.67%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required