MILLVILLE SAVINGS BANK

MILLVILLE, NJ | Small | Est. Dec. 1, 1941, midnight | FDIC #30183 | RSSD #814476 | FDIC
Latest Report: 2025-12-31

MILLVILLE SAVINGS BANK is asn small FDIC-insured commercial bank headquartered in MILLVILLE, NJ, established in Dec. 1, 1941, midnight. As of 2025-12-31, the bank reported total assets of $167M and total deposits of $147M. Profitability stands at 0.41% ROA and 3.44% ROE, with a net interest margin of 3.22%. The bank's CET1 capital ratio is 29.23%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.14% and a Texas Ratio of 0.48%. FDIC Certificate #30183.

Assets

$167M

Deposits

$147M

Loans

$71M

Equity

$20M

Profitability

Return on Assets (ROA) 0.41%
Return on Equity (ROE) 3.44%
Net Interest Margin (NIM) 3.22%
Yield on Assets 4.17%
Cost of Funds 1.00%

Asset Quality

NPL Ratio 0.14%
Net Charge-Off Ratio 0.02%
Texas Ratio 0.48%
NPA Ratio 0.06%
ACL / Loans 2.00%

Capital & Liquidity

CET1 Ratio 29.23%
Tier 1 Capital 29.23%
Total Capital Ratio 30.49%
Leverage Ratio 13.74%
Loan-to-Deposit 48.06%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required