GOPPERT FINANCIAL BANK

LATHROP, MO | Small | Est. Sept. 28, 1879, midnight | FDIC #8569 | RSSD #815053 | FDIC
Latest Report: 2025-12-31

GOPPERT FINANCIAL BANK is asn small FDIC-insured commercial bank headquartered in LATHROP, MO, established in Sept. 28, 1879, midnight. As of 2025-12-31, the bank reported total assets of $296M and total deposits of $254M. Profitability stands at 1.29% ROA and 12.46% ROE, with a net interest margin of 4.40%. The bank's CET1 capital ratio is 10.28%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #8569.

Assets

$296M

Deposits

$254M

Loans

$185M

Equity

$30M

Profitability

Return on Assets (ROA) 1.29%
Return on Equity (ROE) 12.46%
Net Interest Margin (NIM) 4.40%
Yield on Assets 6.21%
Cost of Funds 1.87%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.08%

Capital & Liquidity

CET1 Ratio 10.28%
Tier 1 Capital 10.28%
Total Capital Ratio 10.80%
Leverage Ratio 10.49%
Loan-to-Deposit 72.75%

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