DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION

HEBRON, ND | Large | Est. Jan. 1, 1940, midnight | FDIC #15728 | RSSD #815156 | OCC
Latest Report: 2025-12-31

DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION is aln large FDIC-insured commercial bank headquartered in HEBRON, ND, established in Jan. 1, 1940, midnight. As of 2025-12-31, the bank reported total assets of $1.4B and total deposits of $1.3B. Profitability stands at 1.99% ROA and 25.44% ROE, with a net interest margin of 3.56%. The bank's CET1 capital ratio is 13.47%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.09% and a Texas Ratio of 0.56%. FDIC Certificate #15728.

Assets

$1.4B

Deposits

$1.3B

Loans

$772M

Equity

$110M

Profitability

Return on Assets (ROA) 1.99%
Return on Equity (ROE) 25.44%
Net Interest Margin (NIM) 3.56%
Yield on Assets 5.38%
Cost of Funds 1.98%

Asset Quality

NPL Ratio 0.09%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.56%
NPA Ratio 0.05%
ACL / Loans 1.26%

Capital & Liquidity

CET1 Ratio 13.47%
Tier 1 Capital 13.47%
Total Capital Ratio 14.58%
Leverage Ratio 8.51%
Loan-to-Deposit 61.42%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required