LOCAL BANK is asn small FDIC-insured commercial bank headquartered in HULBERT, OK, established in Dec. 1, 1908, midnight. As of 2025-12-31, the bank reported total assets of $429M and total deposits of $361M. Profitability stands at 0.25% ROA and 2.27% ROE, with a net interest margin of 3.69%. The bank's CET1 capital ratio is 14.24%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.19% and a Texas Ratio of 1.27%. FDIC Certificate #2327.
Assets
$429M
Deposits
$361M
Loans
$327M
Equity
$47M
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