FIRST NATIONAL BANK OF HOOKER, THE

HOOKER, OK | Micro | Est. June 23, 1914, midnight | FDIC #4123 | RSSD #816256 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF HOOKER, THE is amn micro FDIC-insured commercial bank headquartered in HOOKER, OK, established in June 23, 1914, midnight. As of 2025-12-31, the bank reported total assets of $89M and total deposits of $74M. Profitability stands at 1.30% ROA and 8.35% ROE, with a net interest margin of 4.32%. The bank's CET1 capital ratio is 23.94%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.33% and a Texas Ratio of 10.91%. FDIC Certificate #4123.

Assets

$89M

Deposits

$74M

Loans

$57M

Equity

$14M

Profitability

Return on Assets (ROA) 1.30%
Return on Equity (ROE) 8.35%
Net Interest Margin (NIM) 4.32%
Yield on Assets 5.67%
Cost of Funds 1.99%

Asset Quality

NPL Ratio 2.33%
Net Charge-Off Ratio 0.57%
Texas Ratio 10.91%
NPA Ratio 1.81%
ACL / Loans 1.30%

Capital & Liquidity

CET1 Ratio 23.94%
Tier 1 Capital 23.94%
Total Capital Ratio 25.17%
Leverage Ratio 16.19%
Loan-to-Deposit 77.71%

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