MARBLEHEAD BANK

MARBLEHEAD, MA | Small | Est. March 18, 1871, midnight | FDIC #90234 | RSSD #816304 | FED
Latest Report: 2025-12-31

MARBLEHEAD BANK is asn small FDIC-insured commercial bank headquartered in MARBLEHEAD, MA, established in March 18, 1871, midnight. As of 2025-12-31, the bank reported total assets of $267M and total deposits of $234M. Profitability stands at 0.43% ROA and 4.30% ROE, with a net interest margin of 4.01%. The bank's CET1 capital ratio is 16.72%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #90234.

Assets

$267M

Deposits

$234M

Loans

$210M

Equity

$26M

Profitability

Return on Assets (ROA) 0.43%
Return on Equity (ROE) 4.30%
Net Interest Margin (NIM) 4.01%
Yield on Assets 4.92%
Cost of Funds 0.96%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.60%

Capital & Liquidity

CET1 Ratio 16.72%
Tier 1 Capital 16.72%
Total Capital Ratio 17.54%
Leverage Ratio 10.10%
Loan-to-Deposit 89.73%

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