WASHINGTON TRUST COMPANY, OF WESTERLY, THE

WESTERLY, RI | Large | Est. Jan. 1, 1800, midnight | FDIC #23623 | RSSD #816603 | FDIC
Latest Report: 2025-12-31

WASHINGTON TRUST COMPANY, OF WESTERLY, THE is aln large FDIC-insured commercial bank headquartered in WESTERLY, RI, established in Jan. 1, 1800, midnight. As of 2025-12-31, the bank reported total assets of $6.6B and total deposits of $5.3B. Profitability stands at 0.98% ROA and 11.82% ROE, with a net interest margin of 2.68%. The bank's CET1 capital ratio is 11.98%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.25% and a Texas Ratio of 2.18%. FDIC Certificate #23623.

Assets

$6.6B

Deposits

$5.3B

Loans

$5.2B

Equity

$558M

Profitability

Return on Assets (ROA) 0.98%
Return on Equity (ROE) 11.82%
Net Interest Margin (NIM) 2.68%
Yield on Assets 5.36%
Cost of Funds 3.28%

Asset Quality

NPL Ratio 0.25%
Net Charge-Off Ratio 0.28%
Texas Ratio 2.18%
NPA Ratio 0.20%
ACL / Loans 0.72%

Capital & Liquidity

CET1 Ratio 11.98%
Tier 1 Capital 11.98%
Total Capital Ratio 12.79%
Leverage Ratio 8.53%
Loan-to-Deposit 97.99%

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