BanksWASHINGTON TRUST COMPANY, OF WESTERLY, THE

WASHINGTON TRUST COMPANY, OF WESTERLY, THE

WESTERLY, RILargeEst. Jan. 1, 1800, midnightFDIC #23623RSSD #816603FDIC
Latest · 2025-12-31

WASHINGTON TRUST COMPANY, OF WESTERLY, THE is an FDIC-insured commercial bank headquartered in WESTERLY, RI, established in Jan. 1, 1800, midnight. As of 2025-12-31, the bank reported total assets of $6.6B and total deposits of $5.3B. Profitability stands at 0.98% ROA and 11.82% ROE, with a net interest margin of 2.68%. CET1 capital ratio: 11.98%, well above regulatory minimums. NPL ratio: 0.25% · Texas Ratio: 2.18%. Operates 29 domestic branches.

Assets
$6.6B
Deposits
$5.3B
Loans
$5.2B
Equity
$558M

Profitability

Return on Assets (ROA)0.98%
Return on Equity (ROE)11.82%
Net Interest Margin2.68%
Yield on Assets5.36%
Cost of Funds2.76%

Asset Quality

NPL Ratio0.25%
Net Charge-Off Ratio0.28%
Texas Ratio2.18%
NPA Ratio0.20%
ACL / Loans0.72%

Capital & Liquidity

CET1 Ratio11.98%
Tier 1 Capital11.98%
Total Capital Ratio12.79%
Leverage Ratio8.53%
Loan-to-Deposit97.99%

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