PNC BANK, NATIONAL ASSOCIATION

WILMINGTON, DE | National | Est. Jan. 1, 1804, midnight | FDIC #6384 | RSSD #817824 | OCC
Latest Report: 2025-12-31

PNC BANK, NATIONAL ASSOCIATION is ann national FDIC-insured commercial bank headquartered in WILMINGTON, DE, established in Jan. 1, 1804, midnight. As of 2025-12-31, the bank reported total assets of $568.3B and total deposits of $450.7B. Profitability stands at 1.46% ROA and 14.08% ROE, with a net interest margin of 3.01%. The bank's CET1 capital ratio is 11.91%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.77% and a Texas Ratio of 4.05%. FDIC Certificate #6384.

Assets

$568.3B

Deposits

$450.7B

Loans

$333.4B

Equity

$59.4B

Profitability

Return on Assets (ROA) 1.46%
Return on Equity (ROE) 14.08%
Net Interest Margin (NIM) 3.01%
Yield on Assets 4.87%
Cost of Funds 3.09%

Asset Quality

NPL Ratio 0.77%
Net Charge-Off Ratio 0.22%
Texas Ratio 4.05%
NPA Ratio 0.46%
ACL / Loans 1.32%

Capital & Liquidity

CET1 Ratio 11.91%
Tier 1 Capital 11.91%
Total Capital Ratio 13.33%
Leverage Ratio 9.27%
Loan-to-Deposit 73.99%

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