BanksPNC BANK, NATIONAL ASSOCIATION

PNC BANK, NATIONAL ASSOCIATION

WILMINGTON, DENationalEst. Jan. 1, 1804, midnightFDIC #6384RSSD #817824OCC
Latest · 2025-12-31

PNC BANK, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in WILMINGTON, DE, established in Jan. 1, 1804, midnight. As of 2025-12-31, the bank reported total assets of $568.3B and total deposits of $450.7B. Profitability stands at 1.46% ROA and 14.08% ROE, with a net interest margin of 3.01%. CET1 capital ratio: 11.91%, well above regulatory minimums. NPL ratio: 0.77% · Texas Ratio: 4.05%. Operates 2316 domestic branches.

Assets
$568.3B
Deposits
$450.7B
Loans
$333.4B
Equity
$59.4B

Profitability

Return on Assets (ROA)1.46%
Return on Equity (ROE)14.08%
Net Interest Margin3.01%
Yield on Assets4.87%
Cost of Funds1.98%

Asset Quality

NPL Ratio0.77%
Net Charge-Off Ratio0.22%
Texas Ratio4.05%
NPA Ratio0.46%
ACL / Loans1.32%

Capital & Liquidity

CET1 Ratio11.91%
Tier 1 Capital11.91%
Total Capital Ratio13.33%
Leverage Ratio9.27%
Loan-to-Deposit73.99%

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