STOCKMENS NATIONAL BANK IN COTULLA

COTULLA, TX | Small | Est. Jan. 1, 1904, midnight | FDIC #14864 | RSSD #818652 | OCC
Latest Report: 2025-12-31

STOCKMENS NATIONAL BANK IN COTULLA is asn small FDIC-insured commercial bank headquartered in COTULLA, TX, established in Jan. 1, 1904, midnight. As of 2025-12-31, the bank reported total assets of $125M and total deposits of $113M. Profitability stands at 1.63% ROA and 16.22% ROE, with a net interest margin of 3.31%. The bank's CET1 capital ratio is 9.31%. Asset quality metrics show a non-performing loan ratio of 3.71% and a Texas Ratio of 8.99%. FDIC Certificate #14864.

Assets

$125M

Deposits

$113M

Loans

$29M

Equity

$12M

Profitability

Return on Assets (ROA) 1.63%
Return on Equity (ROE) 16.22%
Net Interest Margin (NIM) 3.31%
Yield on Assets 4.43%
Cost of Funds 1.14%

Asset Quality

NPL Ratio 3.71%
Net Charge-Off Ratio -0.03%
Texas Ratio 8.99%
NPA Ratio 0.86%
ACL / Loans 0.99%

Capital & Liquidity

CET1 Ratio 9.31%
Tier 1 Capital 9.31%
Total Capital Ratio 9.77%
Leverage Ratio 9.85%
Loan-to-Deposit 25.48%

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