PEOPLES BANK is aln large FDIC-insured commercial bank headquartered in LUBBOCK, TX, established in Feb. 13, 1968, midnight. As of 2025-12-31, the bank reported total assets of $1.2B and total deposits of $1.0B. Profitability stands at 1.88% ROA and 19.22% ROE, with a net interest margin of 4.77%. The bank's CET1 capital ratio is 14.28%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.78% and a Texas Ratio of 4.93%. FDIC Certificate #19788.
Assets
$1.2B
Deposits
$1.0B
Loans
$768M
Equity
$115M
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